Steve Baker
Senior Adviser
Authorised Financial Adviser (AFA)
Quals: Grad Dip Bus (PFP) MDRT
Steve joined the financial services industry in October 1987. He is a tertiary qualified financial planner. Steve is married to Annie and resides in Lower Hutt. They have 5 children between them.
Steve is passionate about training financial advisers and working with his clients to assist them to grow and protect their wealth.
Thivakar Pushparaj
Mortgage Adviser
Registered Financial Adviser (RFA)
Quals BCA
I am Malaysian born and raised in Wellington. After completing a commerce degree at Victoria University, did a short OE back to Asia before returning to Wellington to work. Worked in hospitality and managed a coffee bar before entering the financial services industry in 2002. My diverse childhood and time in hospitality taught me how to relate to people from all walks of life.
My speciality is in lending – but with an holistic view to helping people plan for their future and mitigate the risks of the unforseen. I enjoy working with young couples, professionals and business owners. Many of my clients have become good friends to me and my wife Tausili.
My interests include badminton, enjoying time with family and mentoring university students.
Stephan Jagers
Mortgage Adviser
Registered Financial Adviser (RFA)
I love property investment, economics, commerce and administration. Born in Wellington from Dutch parents, married to Janet, Chinese parents. I have two sons Joshua and Aidan. Worked in the UK for 9 years settling back in NZ in 1995. Worked in the IT industry as a project manager for the Telecommunications industry.
Followed my passion for investment and finance in 2005 joining the lending industry as a mortgage adviser. Merged with FSB4 in 2009 to provide my clients a wider level of service as a financial and mortgage adviser.
Interests include mountain biking, cricket coaching and reading.
Ciaran Scott
Financial Adviser
Registered Financial Adviser (RFA)
Quals: BHSc Dip Ex Sci
Born in Wellington and from a family of four boys. I have been in the health and fitness industry both in New Zealand and abroad since 2002.
I have always had a passion for helping people achieve results, whether it’s for financial or fitness health programmes. Seeing the relationship between the two fields (finance and fitness) convinced me to join FSB4 Financial.
I now show my clients how to make smarter decisions with their financial health through in depth analysis and careful preparation so that they can live the lifestyle that they want, both physically and financially.
Anne Baker 
Financial Adviser
Registered Financial Adviser (RFA)
Born in Wellington. Married to Steve with 5 children between us. I enjoy spending quality time with my family and friends especially my grandchildren.
I am passionate about my role as a Financial adviser having been in the industry since 2002. I offer my clients solutions to problems they may be facing and can also help them achieve their short, medium and long term goals so they live the lifestyle they want.
Dean Blair 
Financial Adviser
Registered Financial Adviser (RFA)
Born and raised in a small country town in the heart of Canterbury (rugby and sport is part of my DNA).
I enjoy quality time with my wife Chelsy and my four children, renovating our house or riding my mountain bike in the hills of Wellington.
We have travelled extensively, our goal is to travel again to the places we have visited and loved and countries we have not yet experienced.
Trained as a Automotive Technician, several years in customer service and 15 years experience in senior management roles in the automotive industry.
My goal is to help kiwis over come the financial speed bumps in life, realise their goals, and eliminate the risk if the unexpected happens while achieving financial independence.
