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The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to a retail client. The information is only intended for persons within the New Zealand jurisdiction and are not intended for persons outside the New Zealand jurisdiction. Accordingly, the information should not be relied or acted upon by persons in any country other than New Zealand FSB4 Financial ltd does not accept responsibility for the compliance of this information with the laws of any other country. A disclosure statement relating to the advisers associated with this website are available on request and free of charge.